QR payment fraud is a type of digital payment scam where fraudsters misuse QR codes, fake payment screens, fake payment notifications, or social engineering to trick people or merchants into believing that a payment has been completed.

QR-based fraud has become a recognized digital-payment risk in India, and the Government has acknowledged the increase in QR-code-related fraud incidents alongside the growth of digital payments.

Common QR Payment Frauds

1. Fake Payment Screenshots

A fraudster shows a fake “Payment Successful” screenshot and tries to convince the shopkeeper that the money has been paid. Merchants should verify the actual credit in their own account rather than relying on a screenshot.

2. Fake Payment Apps / Notifications

Fraudsters may use fake apps or sounds that imitate successful payment notifications.

3. QR Code Tampering

A genuine business QR code can potentially be replaced or covered with a fraudulent QR code, directing payments somewhere else.

4. Fake QR Codes Sent by Fraudsters

Scammers may send QR codes claiming they are required to receive money, refunds, or cashback. NPCI specifically warns that scanning a QR code and entering a UPI PIN is for making a payment, not receiving one.

5. Pressure at Busy Counters

Fraudsters can take advantage of busy shops by showing a convincing payment confirmation and rushing the merchant to hand over the product.

The Most Important Rule for Merchants

Don't trust the screen. Verify the payment.

Before handing over goods or providing a service, check your own UPI/banking app or account and confirm that the money has actually been credited. NPCI states that merchants receive money after the customer's payment is confirmed, while payment confirmation should be checked through the appropriate transaction/account information.

This is exactly where the Anzen QR Safety Board can add value: it puts a visible safety reminder directly at the payment counter, encouraging merchants and staff to verify every payment before completing the sale.

Protect every digital payment. Build customer trust. Reduce payment fraud.

Every day, businesses accept UPI payments at busy counters. In that rush, fake payment screenshots, fake payment confirmations, and QR-code tampering can put your money at risk.

The Anzen QR Safety Board is designed to make payment safety visible at your counter and encourage a simple but important habit: Verify the payment in your own bank or UPI app before handing over goods or services.

Why Choose Anzen?

• Helps Prevent Payment Fraud – Encourages merchants to verify every payment before completing the transaction.
• Protection Against Fake Payment Screenshots – Reminds you not to rely only on a customer's payment screenshot.
• Secure QR Code Display – Keeps your business QR code neatly protected and clearly visible.
• Clear Safety Instructions – Gives customers and staff a visible reminder about safe digital payments.
• Premium Acrylic Design – Adds a professional and modern look to your payment counter.
• Durable & Easy to Maintain – Water-resistant, easy to clean and designed for everyday business use.
• Builds Customer Trust – Shows that your business takes payment security seriously.
• Made for Businesses – Ideal for kirana stores, cafés, restaurants, medical shops, salons, clinics, retail stores, hotels, supermarkets, petrol bunks and more.

Don't Trust the Screen. Verify the Payment.

A customer showing “Payment Successful” does not necessarily mean your account has been credited. Always verify the transaction in your own payment app or bank account before handing over the product or service.

Anzen QR Safety Board — A simple board. A smarter payment habit.

• Payment Fraud Awareness – Helps protect businesses from fake payment screenshots and misleading payment confirmations.
  
• Payment Verification Reminder – Encourages merchants to verify the payment in their own UPI or banking app before handing over goods.
  
• Secure QR Code Holder – Keeps your business QR code safely displayed, protected, and easy for customers to scan.
  
• Clear Safety Instructions – Provides visible payment-safety guidance right at the counter.
  
• Premium Acrylic Design – Professional, modern appearance that enhances your payment counter.
  
• Water-Resistant & Easy to Clean – Suitable for everyday business environments.
  
• Ideal for All Businesses – Perfect for kirana stores, cafés, restaurants, medical shops, salons, clinics, retail stores, hotels, supermarkets, petrol bunks and more.
  
• Builds Customer Confidence – Demonstrates that your business takes digital payment security seriously.
  
• Designed for Daily Use – A practical counter accessory combining QR display + payment safety awareness.
  
• Visible Fraud Prevention Reminder – Helps staff remember one simple rule: Don't trust screenshots. Verify the payment.